Choice Microfinance Bank is Licensed & Regulated by the Central Bank of Kenya

Unsecured Business Finance

No Collateral. No Delays.
Just the Money You Need.

Access a personal loan based on your income — no security required. Whether it’s an emergency, school fees, home improvement, or a personal goal, Choice Bank makes it simple and fast.

Up to KES 1M

Up to 12 months

Why Choice Bank Car Finance

What You Get

Everything designed to make this product work in your favour.

Your income and credit history are all you need to qualify.

Fast approvals so you access funds when it matters most.

Choose up to a 12 months term to fit your monthly cash flow.

Enjoy up to KES 1M determined by your verified monthly income.

All fees and rates disclosed clearly before you commit.

Loyal customers may access enhanced limits over time.

CBK licensed and regulated so you are in safe hands

Choice bank unsecured business loans up to KES 1,000,000

Eligibility Criteria

Check that you meet the following requirements before applying.

Kenyan citizen or resident aged 18 and above

Proof of income (payslip, business statements, or financials)

Salaried employee with consistent payslip income

Active Choice Bank account

Valid national ID or passport

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Car Financing Application