Choice Microfinance Bank is Licensed & Regulated by the Central Bank of Kenya
Loan Buy-off

Break Free from a High-Rate Loan. Start Fresh .

If you’re burdened by an expensive loan elsewhere, Choice Bank can take it over and give you better terms, a lower rate, and a single manageable repayment.

One loan. One bank. One breath of relief. 

Up to KES 6M

Up to 36 months

Why Choice Bank

What You Get

Everything designed to make this product work in your favour.

We handle the process of paying off your existing lender directly.

Access Choice Bank's competitive rates and immediately reduce your monthly burden.

Consolidate multiple loans into one simple monthly payment.

Restructure over a longer period to ease monthly cash flow.

No hidden fees — we walk you through every step.

A relationship officer assigned to manage your transition.

CBK licensed and regulated so you are in safe hands

dashboard

Eligibility Criteria

Check that you meet the following requirements before applying.

Kenyan citizen or resident aged 18 and above

Existing loan with a licensed financial institution

Minimum outstanding balance of KES 50,000

Proof of income (payslip, business statements, or financials)

Valid national ID or passport

Scroll to Top

Car Financing Application