Choice Microfinance Bank is Licensed & Regulated by the Central Bank of Kenya
Logbook Loans

Your Property. Your Power
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Access substantial funding secured against your land or property title deed without selling your asset. Ideal for major investments, business expansion, or personal milestones that require significant capital. 

Up to KES 6M

Up to 36 months

Enjoy your car as you repay

Why Choice Bank

What You Get

Everything designed to make this product work in your favour.

Borrow from KES 100,000 up to KES 6,000,000

Interest rates from as low as 1.5% per month

Flexible repayment periods of up to 36 months

Keep and continue using your vehicle throughout the loan period

No hidden charges. What we quote is what you pay

Fast approval process (under 6 hours)

CBK licensed and regulated — your money is in safe hands

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Eligibility Criteria

Kenyan citizen or resident aged 18 and above

Vehicle must have comprehensive insurance cover

Vehicle age: typically not more than 10 years old

Must own a motor vehicle with logbook registered in your name

Proof of regular income (employment or business)

Valid national ID or passport

Common Questions

Frequently Asked Questions about Choice Bank Logbook Loans

Yes. You keep full use of your vehicle throughout the loan period. We only hold the logbook as security.

Contact us immediately. We work with customers to restructure repayments where possible. Early communication is key.

Once your application is complete and vehicle assessed, funds can be disbursed within 2–6 hours.

Yes. Early repayment is allowed. Ask our team about any applicable prepayment terms.

Our logbook loans are primarily design for private cars. The vehicle must be comprehensively insured and the logbook in your name.

Get Affordable Logbook Loans

Choice Bank offers fast, flexible, and affordable financing, including logbook, salary check-off, title deed, and car loans, with streamlined processes allowing for approval within 6 hours, competitive rates starting from 1.5%

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Logbook Loan Application

Car Financing Application