Business Banking
Banking built around your business goals.
Practical financial solutions for sole traders, SMEs, partnerships, trusts and enterprises across Kenya. Manage cash flow, transact with confidence, grow deposits and access financing designed around real business needs.
ⓘ For Kenya-registered businesses only.
Account types
The Right Account for Every Business.
Business Current Account
Run your business with better control.
A reliable account for SMEs, startups and growing enterprises that need a secure place to manage collections, payments and daily operations. Keeps business finances separate from personal funds.
- Manage collections, supplier payments and cash flow
- Keep business finances separate and organized
- Build transaction history for future credit assessment
- Access support through Choice Bank branches and digital channels
Business Fixed Deposits
Put idle business funds to work.
A secure way for businesses to earn predictable returns on funds not immediately required for operations. Suitable for SMEs and corporate clients focused on capital preservation.
- Tenures available for 3, 6, 9 or 12 months
- Competitive fixed returns agreed at placement
- Supports better treasury planning for businesses
- Can be used as collateral for credit facilities
Business solutions
Solutions for every stage of business growth.
SME Financing
Choice Business Loan up to Ksh 1M. Tenure of up to 12 months. Assessment based on account transactions and customer profile.
Asset Financing
Finance vehicles and income-generating assets up to Ksh 6M. Interest from 1.5% p.m. Loan period up to 48 months.
Business Money Transfers
Move funds for suppliers, operations and business commitments through reliable banking channels. Designed for smoother daily transactions.
Foreign Exchange & Supplier Payments
Guided currency solutions for supplier payments, imports and cross-border transactions. Built for importers and businesses trading internationally.
Solari Loan
Green energy financing for solar installations. Packages from Ksh 150K to Ksh 10M, capped at Ksh 6M. Loan period up to 36 months.
Business Digital Banking
Remote access to banking services through mobile and internet banking. Ideal for busy entrepreneurs and teams that need flexible account access.
Account opening requirements
What you need to get started.
Requirements vary by business type. Find your structure below. Our team is happy to guide you through the process.
Sole Proprietorship
- National ID or Passport of the owner
- KRA PIN Certificate (individual)
- Business Registration Certificate
- Proof of business address (utility bill or lease)
Limited Company (Ltd)
- Certificate of Incorporation
- Memorandum & Articles of Association
- CR12 (list of directors from the Registrar)
- Board resolution authorising account opening
- National ID / Passport & KRA PIN for all directors and signatories
- Proof of business address
- KRA PIN Certificate (company)
Partnership
- Partnership Deed / Agreement
- National ID / Passport & KRA PIN for all partners
- KRA PIN Certificate (partnership)
- Business Registration Certificate
- Proof of business address
- Resolution/letter authorising signatories
Trust
- Trust Deed
- National ID / Passport & KRA PIN for all trustees
- KRA PIN Certificate (trust)
- Resolution authorising account opening and signatories
- Proof of registered address
NGO / Association / Society
- Certificate of Registration (NGO Board / Registrar of Societies)
- Constitution or by-laws
- Minutes / resolution authorising account opening
- National ID / Passport & KRA PIN for officials and signatories
- Proof of registered address
Chama / Investment Group
- Group constitution or by-laws
- Minutes of the meeting authorising account opening
- National ID & KRA PIN for all officials and signatories
- Proof of meeting venue or registered address
Requirements are subject to the bank's KYB/AML policy and may vary. Additional documents may be requested during onboarding.