Business Banking

Banking built around your business goals.

Practical financial solutions for SMEs, start-ups and growing enterprises across the world. Manage cash flow, transact with confidence, grow deposits and access financing designed around real business needs.

Account types

The Right Account for Every Business.

Business Account

Run your business with better control.

A reliable account for SMEs, startups and growing enterprises that need a secure place to manage collections, payments and daily operations. Keeps business finances separate from personal funds.

Manage collections, supplier payments and cash flow
Keep business finances separate and organized
Build transaction history for future credit assessment
Access support through Choice Bank branches and digital channels

Business Fixed Deposits

Put idle business funds to work.

A secure way for businesses to earn predictable returns on funds not immediately required for operations. Suitable for SMEs and corporate clients focused on capital preservation.

Tenures available for 3, 6 or 12 months
Competitive fixed returns agreed at placement
Supports better treasury planning for businesses
Can be used as collateral for credit facilities

Business solutions

Solutions for every stage of business growth.

SME Financing

Choice Business Loan up to Ksh 1M. Tenure of up to 12 months. Assessment based on account transactions and customer profile.

Asset Financing

Finance vehicles and income-generating assets up to Ksh 6M. Interest from 1.5% p.m. Loan period up to 48 months.

Business Money Transfers

Move funds for suppliers, operations and business commitments through reliable banking channels. Designed for smoother daily transactions.

Foreign Exchange & Supplier Payments

Guided currency solutions for supplier payments, imports and cross-border transactions. Built for importers and businesses trading internationally.

Solari Loan

Green energy financing for solar installations. Packages from Ksh 150K to Ksh 10M, capped at Ksh 6M. Loan period up to 36 months.

Business Digital Banking

Remote access to banking services through mobile and internet banking. Ideal for busy entrepreneurs and teams that need flexible account access.

Account opening

What you need to get started.

Opening a Choice Bank business account is straightforward. Submit your documents and our team will guide you through the process.

Certificate of Incorporation or Business Registration

KRA PIN Certificate (company)

Memorandum & Articles of Association (for limited companies)

Board resolution authorising account opening

ID and KRA PIN for all directors/signatories

Proof of business address (utility bill or lease agreement)

Business Account

Run your business with better control.

A reliable account for SMEs, startups and growing enterprises that need a secure place to manage collections, payments and daily operations. Keeps business finances separate from personal funds.

Manage collections, supplier payments and cash flow

Keep business finances separate and organized

Build transaction history for future credit assessment

Access support through Choice Bank branches and digital channels

Business Fixed Deposits

Put idle business funds to work.

A secure way for businesses to earn predictable returns on funds not immediately required for operations. Suitable for SMEs and corporate clients focused on capital preservation.

Tenures available for 3, 6 or 12 months

Competitive fixed returns agreed at placement

Supports better treasury planning for businesses

Can be used as collateral for credit facilities