Asset Finance Loans
Drive now, Pay later.
Finance new and used personal vehicles and income-generating assets with our flexible Asset Financing solution. Tailored financing to help you achieve your personal and business goals.
More than just a loan.
Access Up to Ksh 6M
Get upto 80% financing
Approval Under 6 Hours
Flexible Repayment Plan
Affordable Rates
What we finance
Choose the financing option that supports your next move.
Asset Finance Loan
Financing for customers purchasing a vehicle or asset from a yard, individual seller or company. Supports both fresh financing and hire purchase arrangements.
- Vehicles from YOM 2004 and above
- Interest: from 1.5% p.m.
- Up to Ksh 6M
- Up to 24 months
MOTI-80 Asset Finance
A higher-limit asset finance option for qualifying customers and newer vehicles. Designed for stronger financial profiles that meet the stated eligibility criteria.
- Up to 80% of forced value
- Interest: from 1.5% p.m.
- YOM 2018 and above
- up to 48 months
Auction Refinancing
Finance for customers acquiring repossessed vehicles through organizational auctions. Helps qualifying buyers meet the purchase balance after paying the required deposit.
- 50% deposit required
- Loan: 50% of selling price
- Up to 18 months
- Interest: from 1.5% p.m.
How it works
Simple and hassle-free process
From application to approval, our streamlined process makes it easy to access the financing you need with confidence.
01
Submit Your Application
Complete our online application form and provide the required documents for assessment
02
Loan offer and Agreement
Once approved, receive a clear offer outlining the financing amount, rate, repayment period and terms. Review and sign the agreement.
03
Disbursement
After final verification, funds are disbursed directly to you.
Requirements
What you need to apply.
Gather these documents before you apply to speed up the process. Our team is available to clarify anything you're unsure about.
Completed loan application form
National ID / Passport (individual) or Certificate of Incorporation (business)
KRA PIN Certificate
Latest 6 months bank statements
Proforma invoice or valuation for the asset
Proof of income or audited accounts (for businesses)