About us
Banking built for the Africa that's moving fast.
ChoiceBank is a CBK-regulated Microfinance Bank headquartered in Nairobi. We exist to give SMEs, individuals, and developers access to financial infrastructure that actually keeps pace with their ambitions.
Mission
Make banking a tool for growth, not a barrier to it.
We believe access to great banking shouldn't be a privilege. Every business, every individual — regardless of size or sector — deserves a bank that moves at the speed of their ambitions. We provide the financial rails for Kenya's next generation of entrepreneurs.
Vision
The most trusted digital bank for SMEs across Africa.
We are building toward a future where every business in Africa can access the same quality of banking infrastructure that powers global enterprises — with the local knowledge and regulatory trust that only a homegrown bank can provide.
Our values
What we stand for.
Customer First
Every product decision starts with one question: does this make our customers' lives easier? If not, we don't ship it.
Radical Transparency
No hidden fees, no fine print. You see exactly what you're charged, exactly what you're earning, every time.
Speed as a Feature
Slow banking is broken banking. We engineer for speed at every layer — from account opening to final settlement.
Security Without Compromise
Bank-grade encryption, multi-factor auth, and real-time fraud monitoring — without making the experience painful.
Built for Africa
We understand the unique financial landscape of East Africa. Our products reflect local needs, not imported assumptions.
Always Improving
We release updates weekly, listen to feedback daily, and treat every complaint as a product brief.
Our journey
How we got here.
2019
ChoiceBank founded with a mission to modernize microfinance in Kenya.
2020
Received full Microfinance Bank licence from the Central Bank of Kenya.
2021
Launched mobile app with 2,000 customers in the first month.
2022
Crossed 5,000 active business accounts; launched API Banking beta.
2023
Processed over $1B in transactions; expanded to international remittance.
2024
Launched BaaS platform; surpassed 10,000 businesses on the platform.
ChoiceBank is licensed and regulated by the Central Bank of Kenya (CBK)as a Microfinance Bank. Your deposits are protected and all operations comply with Kenya's Banking Act and CBK Prudential Guidelines.